Driving is something most people treat as a daily necessity, but the license in your wallet isn’t guaranteed to stay there forever. Losing it can turn your life upside down—commutes become impossible, jobs may be at risk, and even simple errands require help from others. Many assume that only serious offenses like drunk driving can take away their license, but in reality there are plenty of other ways you can get sidelined from the road. Across the United States and Canada, traffic laws are becoming stricter, and enforcement is more aggressive than ever. Here are eight ways that drivers regularly find themselves without the privilege to drive, often because they underestimated the consequences.
Excessive Speeding

Speeding tickets are common, but what many don’t realize is that repeatedly driving well above the limit can lead to a suspension. In places like Ontario, Canada, driving more than 30 miles per hour or 50 kilometers per hour over the posted limit is considered “stunt driving,” and it carries an immediate roadside suspension along with impoundment of the vehicle. In U.S. states such as Virginia, driving more than 80 mph—even on highways with a 70 mph limit—is automatically classified as reckless driving, which can mean losing your license and facing criminal charges. While the occasional five over may be ignored, sustained excessive speeding is one of the quickest ways to get pulled off the road.
Driving Under the Influence

Driving while impaired remains the number one cause of license suspensions in both Canada and the U.S. It doesn’t matter if it’s alcohol, marijuana, or even prescription medication—if it affects your ability to drive, the penalties are severe. In most U.S. states, a blood alcohol concentration of 0.08 percent or higher triggers an immediate suspension, but lower thresholds apply for younger drivers or commercial license holders. In Canada, provinces like British Columbia will impound your vehicle and suspend your license for even a “warn range” result between 0.05 and 0.08. Beyond losing your license, the fines, court fees, and insurance hikes can last for years.
Accumulating Too Many Points

Most regions operate with a demerit point system, where every traffic violation adds to your record. At first it seems harmless: a couple of points for rolling through a stop sign, a few more for improper lane changes. But once those points add up, the consequences get serious. In Ontario, 15 points results in an automatic suspension, while in New York State, 11 points within 18 months can have the same effect. Even seemingly minor infractions contribute to this total, and once you reach the limit, you’ll be facing weeks or months off the road.
Distracted Driving

Distracted driving has quickly risen to become one of the top causes of crashes, and lawmakers have responded with harsh penalties. Texting while driving is the obvious culprit, but holding a phone, eating, fiddling with navigation, or even grooming while driving can all result in fines and demerit points. In Ontario, multiple distracted driving offenses can result in a license suspension of up to 30 days. In U.S. states like New York, repeat violations also carry mandatory suspensions. What makes this particularly dangerous for drivers is how easy it is to slip up—checking a message or adjusting a GPS unit is all it takes to risk losing your license.
Street Racing

Street racing has always been illegal, but modern enforcement treats it as one of the most serious traffic crimes. In California, a conviction can result in a six month suspension for a first offense, while in Canada, laws classify it as dangerous driving, which can mean an immediate roadside suspension and a lengthy ban if convicted. What counts as “racing” is broader than many realize. Accelerating aggressively alongside another car at a light, even without a formal race, can be interpreted as participation. Alongside the suspension, your car can be impounded, fines can reach thousands, and insurance rates will skyrocket.
Failure to Pay Fines or Child Support

One of the more surprising ways to lose your license has nothing to do with how you drive. In many U.S. states, failure to pay traffic fines or child support can result in your license being suspended until the debt is cleared. The same applies in some Canadian provinces, where overdue fines and fees are reported to licensing authorities. For drivers living paycheck to paycheck, this can become a vicious cycle: once the license is gone, it’s harder to work and earn money to pay the debt, which only makes the problem worse.
Too Many At Fault Accidents

Insurance companies and licensing authorities both pay attention to accident history. If you’re involved in multiple collisions where you were found at fault, you can lose your license even if the crashes were relatively minor. In provinces like Alberta, a series of at fault accidents can lead to mandatory driving courses and eventual suspension if behavior doesn’t improve. In U.S. states, insurance companies may drop coverage after repeated accidents, and without valid insurance you can’t keep your license active. It’s a reminder that careless or inattentive habits catch up over time, even if they don’t involve outright lawbreaking.
Medical Conditions

While not always a driver’s fault, medical conditions can also lead to suspension. Seizure disorders, vision problems, and conditions that impair reflexes or awareness are carefully monitored by licensing authorities. In Canada, doctors are required by law to report patients whose conditions may impair driving, often resulting in immediate suspension until medical clearance is obtained. In the U.S., regulations vary by state, but repeated incidents—such as fainting spells or seizures—can lead to mandatory evaluation and loss of license. For drivers, this can feel unfair, but authorities argue that it’s about protecting everyone on the road.
25 Facts About Car Loans That Most Drivers Don’t Realize

Car loans are one of the most common ways people fund car purchases. Like any other kind of loan, car loans can have certain features that can be regarded as an advantage or a disadvantage to the borrower. Understanding all essential facts about car loans and how they work to ensure that you get the best deal for your financial situation is essential. Here are 25 shocking facts about car loans that most drivers don’t realize:
25 Facts About Car Loans That Most Drivers Don’t Realize
